We used to close the month across four banks and a spreadsheet. Now every entity's money is in one place, and our auditors log in and check it themselves.
- Month-end close
- 9 → 3 days
- Bank portals
- 4 → 1
- FX cost
- −0.6 pts
One account for every currency your business holds
Open local accounts in 20+ currencies, pay suppliers in 60+ countries and hold USDT and USDC, all on one ledger with every withdrawal reviewed.
Take a product tourFree to open. No minimum balance. Demonstration platform: no real money moves.
Search accounts, payees, transfersML
‹New transfer
Corvo Textiles S.r.l.SEPA Instant · IT60 X054 …1234
1 USD = 0.9188 EURFee 0.00
Pay fromHalvorsen US · 4,825,031.50
ReferenceINV-2026-0418
PurposeGoods purchase
Arrives today, usually within 10 seconds
Review transferPayment receivedEUR 120,000.00 · Halvorsen Agro GmbH
Trusted by more than 12,000 finance teams in 40 countries
Everything finance runs, on one ledger
Whether you collect in five currencies or pay two hundred suppliers a month, every movement lands in the same ledger, with the same review and the same audit trail.
Global accountsReceive like a local in 20+ currencies.
PayoutsLocal rails in 60+ countries, SWIFT for the rest.
FX conversionConvert at interbank rates, see the fee first.
Digital assetsHold USDT and USDC next to your fiat.
Bill paymentsPay utilities, rent and tax from any balance.
USDLocal account
Account number•••• 4417
Routing (ACH)026 073 150
Account holderHalvorsen Agro Inc.
Payees5
Corvo Textiles S.r.l.SEPA InstantEUR
Kestrel Lane TradingACHUSD
Pellucid Marine PteFASTSGD
Tamsin & Oduya LLPFaster PaymentsGBP
Meridian Freight HKFPSHKD
1 USD = 0.7862 GBP
Stablecoin wallets2
USDTTRC-20 · TKp4…9sWd1,206,447.25
USDCERC-20 · 0x7a3F…c21E540,300.50
Network fee, TRC-201.00 USDT
Bills this month4
SP GroupElectricity1,284.60Paid
JTC CorporationRent9,600.00Paid
IRASGST18,420.00Due 14 Oct
Finanzamt MünchenVAT24,200.50Paid
See it working
Global accounts
Get paid like a local in every market you sell to
Each entity gets its own account details: ACH and wire in the US, IBAN in Europe, sort code in the UK, FPS in Hong Kong. Customers pay you locally, you see it within seconds.
Open an accountUSDLocal account
Account number•••• 4417
Routing (ACH)026 073 150
Account holderHalvorsen Agro Inc.
EURLocal account
IBANDE89 3704 …3000
BICCLYRDEFF
Account holderHalvorsen Agro GmbH
GBPLocal account
Account number•••• 0932
Sort code04-00-75
Account holderHalvorsen Agro Ltd
Transfers and FX
See the rate, the fee and the arrival time before you send
Pay in the currency your supplier invoices in. The quote is locked when you confirm, and every step after that is tracked to the minute.
Make a transfer1 USD = 0.7862 GBP
PAY-11872Completed
- Created by Sana Mehta
- Checked by ClyraPay operations
- Sent on SEPA Instant
- Arrived at Corvo Textiles
Digital assets
Stablecoins next to your fiat, checked on the way out
Receive USDT and USDC on TRC-20 or ERC-20 at addresses that belong to your company. Withdrawals go only to addresses you have saved, and our operations desk reviews each one before it is released.
Open a walletStablecoin wallets2
USDTTRC-20 · TKp4…9sWd1,206,447.25
USDCERC-20 · 0x7a3F…c21E540,300.50
Network fee, TRC-201.00 USDT
WDR-03381In review
85,000.00 USDT
To address TRC-20 · TQ7m…r4Lx
- SMSubmitted by Sana Mehta05 Oct 14:20
- APCompliance reviewClyraPay operations · Travel Rule
- TXReleased on-chainUsually within 30 minutes
Global accounts
Every entity, every currency, one balance sheet
Hold USD, EUR, GBP, HKD, SGD and stablecoins side by side. Balances are converted to one reporting currency on the spot, so the number your CFO sees is the number in the bank.
- Separate accounts per legal entity
- USD equivalent at the live reference rate
- Export to your accounting software daily
Business accounts
Add fundsConvertNew transferOverview
OverviewActivityTransfersConversionsPayees
Total balance, USD equivalent11,434,040.38 USD7 accounts in 7 currencies
| Account | Type | Currency | Balance | |
|---|---|---|---|---|
| Halvorsen USHalvorsen Agro Inc. | Operating | USD | 4,825,031.50 USD | |
| Halvorsen DEHalvorsen Agro GmbH | Collections | EUR | 2,140,880.12 EUR | |
| Halvorsen UKHalvorsen Agro Ltd | Payroll | GBP | 918,204.77 GBP | |
| Halvorsen HKHalvorsen Agro (HK) Ltd | Operating | HKD | 6,402,115.00 HKD | |
| Halvorsen SGHalvorsen Agro Pte | Collections | SGD | 733,090.40 SGD | |
| Treasury TRC-20Halvorsen Agro Inc. | Wallet | USDT · TRC-20 | 1,206,447.25 USDT | |
| Treasury ERC-20Halvorsen Agro Inc. | Reserve | USDC · ERC-20 | 540,300.50 USDC |
Payouts
Pay 60+ countries on the rails they already use
SEPA Instant, Faster Payments, FPS, FAST and ACH where they exist; SWIFT where they don't. You see which rail a payment takes and what it costs before you send it.
- Bulk payouts from a CSV of up to 1,000 rows
- Payee details checked before money moves
- Same-day arrival on most local rails
Payees5
Corvo Textiles S.r.l.SEPA InstantEUR
Kestrel Lane TradingACHUSD
Pellucid Marine PteFASTSGD
Tamsin & Oduya LLPFaster PaymentsGBP
Meridian Freight HKFPSHKD
PAY-11872Completed
- Created by Sana Mehta
- Checked by ClyraPay operations
- Sent on SEPA Instant
- Arrived at Corvo Textiles
Withdrawals
Every withdrawal is checked before it leaves
Pick a wallet, a saved address and an amount. You see the network fee before you confirm, our operations desk reviews the transfer, and you can follow it until it is confirmed on-chain.
- Saved addresses with labels
- Network fee shown before you confirm
- A full record for your auditors
Digital assets
DepositWithdrawWallets
| Wallet | Network | Deposit address | Balance |
|---|---|---|---|
| USDTTreasury TRC-20 | TRC-20 | TKp4…9sWd | 1,206,447.25 USDT |
| USDCTreasury ERC-20 | ERC-20 | 0x7a3F…c21E | 540,300.50 USDC |
Recent withdrawals
| Date | Reference | To address | Amount | Status |
|---|---|---|---|---|
| 05 Oct | WDR-03381 | TQ7m…r4LxTRC-20 | 85,000.00 USDT | In review |
| 03 Oct | WDR-03377 | 0x41c9…7aD2ERC-20 | 120,000.00 USDC | Completed |
| 30 Sep | WDR-03370 | TB2x…kQ8vTRC-20 | 42,500.00 USDT | Completed |
Built for businesses that operate across borders
USD 48Bmoved by customers in the last twelve months
60+countries reachable on local payout rails
20+currencies to hold, convert and pay out
99.99%platform availability over the last quarter
Demonstration figures for a fictional brand.
Client portal and operations console
One ledger, two products
Your finance team works in the client portal. Our operations desk reviews, approves and reconciles in the console. Both read the same entries, so nothing is ever copied between systems.
Transfers
Search payee or referenceNew transferAll transfers
AllIn reviewProcessingCompleted
| Date | Reference | Payee | Amount | Status |
|---|---|---|---|---|
| 06 Oct | PAY-11872 | Corvo Textiles S.r.l.SEPA Instant | 96,500.00 EUR | Completed |
| 06 Oct | PAY-11873 | Kestrel Lane TradingACH | 48,250.00 USD | Processing |
| 06 Oct | PAY-11874 | Pellucid Marine PteFAST | 12,800.00 SGD | In review |
| 05 Oct | PAY-11875 | Tamsin & Oduya LLPFaster Payments | 34,180.00 GBP | Completed |
| 05 Oct | WDR-03381 | TRC-20 · TQ7m…r4LxTRON | 85,000.00 USDT | In review |
| 05 Oct | PAY-11869 | Meridian Freight HKFPS | 1,958,500.00 HKD | Completed |
| Reference | Payee | Amount | Risk | Status |
|---|---|---|---|---|
| PAY-11872 | Corvo Textiles S.r.l. | 96,500.00 EUR | Low | Completed |
| PAY-11873 | Kestrel Lane Trading | 48,250.00 USD | Low | Processing |
| PAY-11874 | Pellucid Marine Pte | 12,800.00 SGD | Medium | In review |
| PAY-11875 | Tamsin & Oduya LLP | 34,180.00 GBP | Low | Completed |
| WDR-03381 | TRC-20 · TQ7m…r4Lx | 85,000.00 USDT | High | In review |
| PAY-11869 | Meridian Freight HK | 1,958,500.00 HKD | Low | Completed |
Security and compliance
Held to the standards of the banks we work with
Client money is safeguarded in segregated accounts at tier-one banks. Access is protected by passkeys and a second factor for every release.
- SOC 2Type II report, renewed yearly
- ISO 27001Information security management
- Travel RuleSender and recipient data on every crypto transfer
- SafeguardingClient funds kept apart from ours
Questions
Who can open an ClyraPay account?
Registered companies in supported countries. In this demonstration, ClyraPay is a fictional brand built for front-end training, and no money moves.
How long does onboarding take?
Most companies are verified within one business day. You upload company documents once; directors verify their identity on their phones.
What does a transfer cost?
Local rails are free in most markets. SWIFT costs a flat fee shown before you confirm. Conversion uses the live interbank rate plus a fixed margin, also shown up front.
Can I connect my accounting software?
Yes. Transactions and fees export daily with their journal references, as CSV or in the import format of your accounting software.
Open a business account in minutes
Free to open. Talk to us when you are ready to move volume.